Anyone feel like getting their credit ruined? Then sign away !!
Lets go over the obvious. Never cosign for a stranger, no less one on Craigslist. Now, it is impossible to rebuild credit in 3 to 6 months. It takes years of work.
On the rare chance mystery lady rebuilds in only a few months, good luck with the refinancing thing. The first really few years of a car loan you typically owe more than the car is worth, so a refi is hard without money to cover what the bank won’t. It won’t matter, my guess is you get the bill and will never see her or the car again.
If you decide to destroy your credit by helping her, please let me know. I am a notary and will enjoy having a good laugh well stamping your ” agreement” with her.